Stop Fighting Insurance Companies. Start Setting Professional Standards.
The PROVE IT™ system anchors your estimates to policy language and requires reductions to be justified, professionally.
+1 616-512-1661Insurance Companies Aren't the Enemy. Unprofessional Communication Is.
Most restoration contractors hate dealing with insurance companies. Estimates get reduced. Payments get delayed. Conversations feel adversarial.
But here's the truth. Insurance companies aren't trying to cheat you. They're trying to manage risk and follow policy language. The problem isn't them. It's how you're communicating.
When you submit an estimate without anchoring it to policy language, you're asking them to trust you. They won't. There's a better way.
PROVE IT™: Policy-Based Scope Validation
PROVE IT™ is a front-end documentation process that changes how you communicate with insurance companies. Instead of submitting an estimate and hoping they approve it, you anchor everything to the policy from the start.
- Insurance companies take you seriously from the start
- Approvals increase because your scope is anchored to policy
- Reductions require justification, so they can't just cut arbitrarily
- Conversations become professional, not adversarial
- You set the tone, not them
The PROVE IT™ Process
Request Full Policy
Before you write an estimate, request the full insurance policy, not just the dec page. The full policy with coverage details.
Identify Coverage
Read the policy. Identify which coverage sections apply to this loss.
Anchor Your Scope
Write your estimate with specific references to policy language, for example: "Per Section 4.2.1 of the policy, 'We will pay for direct physical loss to covered property,' this scope includes…"
Submit With a PROVE IT™ Letter
Include a professional letter that references policy sections, establishes the scope, and states that any reductions must be justified with policy language.
Track and Escalate Professionally
If they reduce your estimate, require them to cite the policy language justifying it. If they can't, escalate professionally through the proper channels.
Why PROVE IT™ Changes Everything
Most contractors submit estimates and hope. PROVE IT™ contractors establish standards.
- You submit an estimate
- They reduce it arbitrarily
- You argue, they hold firm
- You accept less or walk away
- You anchor scope to policy language
- They know you're professional
- Reductions require justification
- Conversations stay professional and approvals increase
Is PROVE IT™ Right for You?
PROVE IT™ works best for restoration contractors who:
- Work with insurance companies regularly
- Are tired of adversarial relationships
- Want higher approval rates
- Are willing to do the front-end work of requesting policies and reading coverage
- Want to be seen as professional, not just another contractor
How to Get PROVE IT™
PROVE IT™ is included in the ALEXAN Strategic Plan coaching program, with complete training, letter templates, policy analysis guidance, and escalation strategies. Ready to change how you work with insurance companies?
+1 616-512-1661